It is currently Nov 22, 2017 8:02 am 




Do you or someone you know need some help with a project?
Click here to contact the Neighborhood Action Team.

Please post election topics in the 2017 Election Discussion forum



Reply to topic  [ 20 posts ]  Go to page 1, 2  Next

Previous topic | Next topic 

  Print view

Offline 
 Post subject: Security Freeze
Post Posted: Sep 12, 2017 7:27 pm 
Infrequent Pinecam poster
Infrequent Pinecam poster
User avatar
Joined: Mar 12, 2011 10:42 am
Posts: 34
You might want to consider, at least look into a security freeze with the 3 credit reporting agencies, after the equifax hack. Plenty of online info and it's free to do in Colorado.


Top
  Profile  
Reply with quote  
Offline 
 Post subject: Re: Security Freeze
Post Posted: Sep 13, 2017 3:10 pm 
Active Pinecam Poster
Active Pinecam Poster
User avatar
Joined: Feb 3, 2007 8:35 am
Posts: 433
Location: Old Oehlmann Park
I put a fraud alert through Equifax on my accounts yesterday. It said that would take care of all three credit bureaus (should I believe anything they say?). That was before they took away the fee for requesting a freeze. I'm wondering if I should try to change to a freeze, but not sure that's even an option.


Top
  Profile  
Reply with quote  
Offline 
 Post subject: What are the odds of identity theft/Equifax hack?
Post Posted: Sep 14, 2017 7:53 am 
Active Pinecam Poster
Active Pinecam Poster
User avatar
Joined: Feb 3, 2007 8:35 am
Posts: 433
Location: Old Oehlmann Park
If you are one of the 43% of Americans whose info was hacked, what are the odds of being targeted? How many identity thefters are out there?


Top
  Profile  
Reply with quote  
Offline 
 Post subject: Re: Security Freeze
Post Posted: Sep 14, 2017 8:12 am 
Posts pretty often
Posts pretty often
Joined: May 4, 2006 7:14 pm
Posts: 67
Location: Conifer
Once people under 18 and adults with no credit score are factored in, it's closer to 58-60% of Americans who's data was compromised. Odds are good that you're affected. Also, keep in mind that if you sign up for Equifax's consumer protection program in the wake of this hack, you are waiving all rights to litigation against Equifax.


Top
  Profile  
Reply with quote  
Offline 
 Post subject: Re: Security Freeze
Post Posted: Sep 14, 2017 9:00 am 
Oh my, Big Time poster!
Oh my, Big Time poster!
User avatar
Joined: Feb 29, 2004 9:27 am
Posts: 2583
Location: Bailey
Litigation be danged (at least for me), it is more important to me to protect my credit. But what I really want to see is those executives that sold their Equifax stock going to jail.

_________________
“History, I believe, furnishes no example of a priest-ridden people maintaining a free civic government.” – Thomas Jefferson


Top
  Profile  
Reply with quote  
Offline 
 Post subject: Re: Security Freeze
Post Posted: Sep 14, 2017 9:15 am 
Pinecam Hall of Fame poster!
Pinecam Hall of Fame poster!
User avatar
Joined: May 10, 2005 10:31 am
Posts: 46194
Location: Pueblo
:yeah that: :exactly:

_________________
Common sense is a flower that doesn't grow in everyone's garden. ~~~ ANONYMOUS


Top
  Profile  
Reply with quote  
Offline 
 Post subject: Re: Security Freeze
Post Posted: Sep 14, 2017 9:52 am 
Posts pretty often
Posts pretty often
Joined: Mar 27, 2012 7:46 am
Posts: 91
Location: Upper Peninsula
The TransUnion site will let you freeze both TransUnion and Equifax. Experian is really being uncooperative - won't accept my information on line and the requirements for a mail-in freeze are ridiculous (lots of personal information plus copy of driver's license and at least one bill not from a credit card company that shows your current address).
Here's TransUnion:
https://membership.tui.transunion.com/t ... TwodeL4FSw


Top
  Profile  
Reply with quote  
Offline 
 Post subject: Re: Security Freeze
Post Posted: Sep 14, 2017 10:30 am 
Active Pinecam Poster
Active Pinecam Poster
User avatar
Joined: Feb 3, 2007 8:35 am
Posts: 433
Location: Old Oehlmann Park
I was just on the Experian website and was able to put a freeze on. I started Transunion, but they wanted a CC#, so I stopped. The fraud alert I placed through Equifax yesterday did show up on the Experian website.


Top
  Profile  
Reply with quote  
Offline 
 Post subject: Re: Security Freeze
Post Posted: Sep 14, 2017 11:02 am 
Posts pretty often
Posts pretty often
Joined: Mar 27, 2012 7:46 am
Posts: 91
Location: Upper Peninsula
TransUnion uses the credit card number only as a way to verify your identity. You aren't charged for anything. I was on hold for nearly an hour but cleared that up with TransUnion before I filled out the form.


Top
  Profile  
Reply with quote  
Offline 
 Post subject: Re: Security Freeze
Post Posted: Sep 15, 2017 12:57 pm 
Pinecam Hall of Fame poster!
Pinecam Hall of Fame poster!
User avatar
Joined: May 10, 2005 10:31 am
Posts: 46194
Location: Pueblo
Now the scams are REALLY beginning! I just received this email - not even addressed to me personally, just "Dear customer,":




Quote:
Security Alert
Dear customer,
information about your account :
Your account has been limited temporarily in order to protect it. The account will continue to be limited until it is approved.

Once you have updated your account records, your information will be confirmed and your account will start to work as normal once again.
The process does not take more than 5 minutes.
Once connected, follow the steps to activate your account. We appreciate your understanding as we work to ensure security.

How to remove limitation :
Visit the following website to complete the survey. Simply click on the web address below:

Click here to activate your account

Thank you
Bank of America Customer Care
©2017 Bank of America Company. All rights reserved.


I have never had, nor do I have NOW an account with Bank of America so why would I click on the link to activate my non-existent account?

This is only one of several of these that I've received. Sheesh, as if it isn't enough that we have to deal with Equifax, now it is even more scammers! :rant:

_________________
Common sense is a flower that doesn't grow in everyone's garden. ~~~ ANONYMOUS


Top
  Profile  
Reply with quote  
Offline 
 Post subject: Re: Security Freeze
Post Posted: Sep 15, 2017 1:47 pm 
Posts pretty often
Posts pretty often
Joined: Dec 20, 2006 8:43 am
Posts: 149
So you want to use the company who was hacked and use them to put a fraud alert on your credit report? I don't think so!!! Equifax can't be trusted and above all, don't try to use any offers to freeze or send you fraud alerts online. The trolls are just waiting for the private information you give them. Just beware!!!

MIRSH wrote:
I put a fraud alert through Equifax on my accounts yesterday. It said that would take care of all three credit bureaus (should I believe anything they say?). That was before they took away the fee for requesting a freeze. I'm wondering if I should try to change to a freeze, but not sure that's even an option.


Top
  Profile  
Reply with quote  
Online 
 Post subject: Re: Security Freeze
Post Posted: Sep 15, 2017 2:09 pm 
Oh my, Big Time poster!
Oh my, Big Time poster!
User avatar
Joined: Apr 6, 2006 9:13 pm
Posts: 4970
SXM_Beach wrote:
So you want to use the company who was hacked and use them to put a fraud alert on your credit report? I don't think so!!! Equifax can't be trusted and above all, don't try to use any offers to freeze or send you fraud alerts online. The trolls are just waiting for the private information you give them. Just beware!!!

MIRSH wrote:
I put a fraud alert through Equifax on my accounts yesterday. It said that would take care of all three credit bureaus (should I believe anything they say?). That was before they took away the fee for requesting a freeze. I'm wondering if I should try to change to a freeze, but not sure that's even an option.


AMEN!

_________________
Life is TOO SHORT to drink CHEAP BEER!




Image


Top
  Profile  
Reply with quote  
Display posts from previous:  Sort by  
Reply to topic  [ 20 posts ]  Go to page 1, 2  Next

You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:

Who is online

In total there are 69 users online :: 2 registered, 0 hidden and 67 guests (based on users active over the past 60 minutes)
Most users ever online was 2823 on Mar 26, 2012 6:26 pm

Users browsing this forum: imatraveler, Scalawagy and 67 guests





Powered by phpBB © 2000-2012 phpBB Group

This website copyright © 1994-2017 by
Pinecam.com is a member of the Platte Canyon Area Chamber of Commerce